Our qualified mortgage advisers can help you find precisely the right mortgage for you.
What Is the Loan-to-Value Ratio? (LTV)
For free initial, no-obligation mortgage advice, please get in touch. Mortgage holders could potentially save thousands by taking a few minutes to contact Ascot Mortgages who will search across the market to find you some unbeatable remortgage deals. Getting onto the property ladder is a big achievement but it can also be a costly one. The monthly responsibility of meeting your mortgage repayments is a hefty one, however it also means that you are continually building up equity in your property investment.
Whilst you may feel content meeting the monthly repayments once the mortgage deal expires you may find that your lender switches you back to their Standard Variable Rate SVR , which is often more costly to you. Often you can switch mortgage deals within the existing lender, ensuring that you continue to get the best deal with the company that you are familiar with.
Whatever the situation Ascot Mortgages can help you to find the best deal, efficiently and hassle free, meaning that you can start saving money on the best deal for you immediately. If you have found yourself paying the SVR on the property, after your existing mortgage deal has finished, you may realise that you are paying some of the highest interest rates in the market. By moving from paying the SVR to a new deal you could save yourself thousands and, as renowned brokers, Ascot Mortgages are able to match your needs to the opportunities available in the market ensuring that you benefit from the chance to change providers.
Although loyalty to a company is often praised, when picking a company to remortgage your property with, companies can often offer tempting offers and rates to attract new customers, an opportunity that Ascot Mortgages can maximise for you because of our knowledge of lenders. More blog posts I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future. Jakub Baluch.. IT Contractor.
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John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. Roz Clifford.. We have been introducing Contractors and Freelancers to Freelancer Financials for several years now.
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They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers. Bernie Potton.. Andrew Saunders and Leanie Freed have provided an impressive service - one month from initial enquiry to completion of house purchase, with a mortgage from an established high street lender on a good interest rate.
The service was clear, responsive and professionally managed throughout. Most importantly, Andrew understands the business context for contractors and this directly informs their approach to lenders. Bill Robinson.. Contractor Management Consultant.
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- What is LTV or loan to value??
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Mortgage enquiry Name required. Email required. Telephone required.
Length of time contracting years. You should bear in mind that mortgages can be withdrawn and interest rates can change at any time. You can see which ones are available for you with our 'Find the mortgage for you' tool. This column shows the maximum LTV we allow on each mortgage. The maximum LTV we will lend will depend on your individual situation, the property, the loan you choose and the amount you borrow. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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